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Growing a Money Tree: The Ultimate Guide to Care and Prosperity

Money might not grow on trees, but with a Money Tree (Pachira aquatica) in your home, you'll be bringing in a wealth of positive energy, beauty, and charm. In this blog post, we'll dive into the fascinating world of Money Trees, explore their history and symbolism, and provide you with all the essential care tips to ensure your Money Tree thrives.

A thriving Money Tree positioned near a bright, sunlit window and a cozy chair in a living room.

History and Symbolism:

Native to Central and South America, the Money Tree is a popular houseplant known for its unique braided trunk and lush, green leaves. According to Chinese Feng Shui, the Money Tree attracts wealth and prosperity while also fostering positive energy. It's often gifted during special occasions such as housewarmings, birthdays, or business openings to symbolize good fortune and success.

A beautiful Money Tree with a braided trunk and vibrant green leaves, symbolizing prosperity and good fortune.

Light and Temperature Requirements:

Money Trees prefer bright, indirect light, so place them near a well-lit window with filtered sunlight. Avoid direct sunlight, as it can scorch the leaves. These tropical plants thrive in temperatures between 65°F and 80°F (18°C to 27°C) and can tolerate a drop to 50°F (10°C) but may lose leaves if exposed to lower temperatures for extended periods.

Watering and Soil:

Water your Money Tree when the top two inches of soil are dry, usually every 7-10 days. Overwatering can lead to root rot, so be cautious not to let the plant sit in water. Using a well-draining soil mix, such as a blend of peat moss, perlite, and sand, will ensure proper drainage.

Humidity and Fertilization:

Money Trees enjoy moderate to high humidity. To maintain the desired level, you can mist the leaves, use a humidity tray, or place a humidifier nearby. Fertilize your Money Tree every four to six weeks during the growing season (spring and summer) using a balanced, water-soluble fertilizer diluted to half strength.

A well-pruned Money Tree with a full, bushy appearance, demonstrating the importance of selective trimming for balanced growth.

Training and Pruning:

A distinguishing feature of the Money Tree is its braided trunk, which requires some attention as the plant grows. To maintain the braid, gently guide and twist the stems together, being careful not to damage the plant. As the Money Tree matures, you can continue braiding or let the trunk thicken naturally.

Selective trimming or pruning is a technique used to encourage fuller, bushier growth in your Money Tree. By strategically pruning certain branches, you can direct the plant's energy towards producing new leaves and stems, resulting in a denser, more attractive appearance.

Here are some tips for selectively trimming your Money Tree:

  1. Identify the branches: Look for long, leggy branches or those growing in undesirable directions. These are prime candidates for trimming, as they may cause your plant to look sparse or unbalanced.

  2. Prune at the right spot: When pruning, make a clean cut about 1/4 inch above a leaf node (the point where the leaf attaches to the stem). This will encourage new growth at that node, resulting in a fuller appearance.

  3. Prune at the right time: The best time for selective trimming is during the early spring before the plant's active growth phase begins. However, you can also trim your Money Tree throughout the growing season (spring and summer) as needed, but avoid pruning during the fall and winter when the plant is dormant.

  4. Don't overdo it: Be cautious not to remove more than 20-25% of the foliage at once, as this can stress the plant. Instead, trim gradually over several weeks or months, allowing the plant to recover and produce new growth between trimming sessions.

Close-up of a healthy Money Tree leaf, showcasing its glossy, deep green color and unique shape.

Rotating for Even Sunlight Exposure:

Rotating your Money Tree is essential for maintaining its symmetrical shape and ensuring even growth. As the plant naturally grows towards the light source, some parts may receive more sunlight than others, leading to uneven growth and a lopsided appearance.

To prevent this issue, rotate your Money Tree by a quarter turn every week or two, depending on the intensity of the sunlight it receives. This will ensure that all sides of the plant receive equal exposure to light, promoting balanced growth and a fuller, more attractive appearance. Additionally, make sure the plant is placed in an area that receives bright, indirect light to avoid scorching the leaves.

Pest Control:

Money Trees can be susceptible to pests like mealybugs, spider mites, and scale insects. Inspect your plant regularly and, if you spot any pests, treat with insecticidal soap or neem oil. Avoid using chemical pesticides, as they can harm your plant and the environment.


Money Trees are relatively easy to propagate through stem cuttings. Take a 4-6 inch cutting from a healthy branch and remove the lower leaves. Dip the cut end in rooting hormone, then place it in a well-draining potting mix. Keep the soil moist and provide bright, indirect light until new roots form, usually within 4-6 weeks.

Potting and Repotting:

Choose a container with drainage holes to prevent waterlogging and root rot. Initially, select a pot slightly larger than the root ball to allow for growth. Repot your Money Tree every two to three years or when it becomes root-bound. Move it to a container one size larger, using fresh, well-draining potting mix. The best time to repot is during early spring when the plant is beginning its active growth phase.

Leaf Care:

Gently clean your Money Tree's leaves with a damp cloth to remove dust and improve photosynthesis. Avoid using leaf shine products, as they can clog the plant's pores and inhibit its ability to breathe.

Signs of Stress:

Keep an eye out for signs of stress in your Money Tree. Yellowing leaves can indicate overwatering or nutrient deficiencies, while browning leaf tips may signify low humidity or salt buildup from tap water. Adjust your care routine accordingly to address these issues and maintain your plant's health.

Close-up of an unhealthy Money Tree leaf, showing mottled yellowing on lower leaves.

Air Circulation:

Good air circulation can help prevent fungal infections and pests. Place your Money Tree in a well-ventilated area and avoid overcrowding it with other plants.


During the winter months, your Money Tree will enter a period of dormancy, with reduced growth and lower water requirements. Water the plant less frequently and avoid fertilizing during this time. Resume regular care practices in the spring when the plant becomes active again.

Pet Safety:

Money Trees are considered non-toxic to cats and dogs, but it's always a good idea to keep houseplants out of reach of curious pets.

Acclimating to Sunlight:

If you're transitioning your Money Tree from a low-light area to a brighter spot or introducing it to a new environment, gradually acclimate it to the new light conditions. Start by placing the plant in the new spot for a few hours each day, gradually increasing the duration over the course of a week or two. This will help prevent shock and leaf scorching.


Read more houseplant care guides here.

Read our garden guides here.

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